Author : Jayakeerthi A N 1
Date of Publication :9th March 2017
Abstract: Usage of ATM cards for transaction has become very common, hence managing of multiple accounts becomes tedious. A solution to this issue is to integrate multi bank multi user in a single card along with user behavior monitoring. In this system Big Data, Business analytical and RFID like technology are integrated to provide solution to this most challenge oriented activity. The implementation involves developing an application for a Banking sector particularly for a Debit / ATM card section. RFID smart card is used as ATM Card for transaction, users can create account and get the card from the bank.They can access their cards with unique identity numbers accordingly. Users can include their family members’ accounts details in the same card and their behavior is monitored through HMM algorithm, verified using OTP and authenticated using formula based method. They can withdraw cash from their accounts after successful authentication of the corresponding PIN numbers and OTP along with formula based authentication
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